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Finance Eligibility Checklist

Payl8r Finance

To be eligible for finance through our partner, you should be able to answer YES to all of the points below.

  • I am aged 18 years or over
  • I have a valid UK mobile telephone number
  • I have a valid UK Email Address
  • I have a current UK home address
  • I have a UK based Bank Account with regular deposits (credits) linked to a debit card
  • Should you be in an IVA, additional information may be required to assess your application, including a letter from your IVA company confirming that you are allowed to take finance, along with your bank statement.
  • I can afford the cost of the loan repayments
  • The total of my loan application (and any existing outstanding loans with Payl8r) will not exceed £3,000.00.
  • I am happy to have a credit check with my application

If you are able to say YES to all of the above points then there is a strong possibility of your application for finance being successful.

If you are not able to say YES to all of the points above, our Finance Partner may or may not be able to offer you finance subject to a full credit check and fact find.

If you are unsure about any of the questions, or you would like to learn more. Please complete an enquiry form and one of our friendly advisors will get back to you soon.