Get your private plate today and spread the cost with monthly payments
- Soft credit search to check if you are eligible
- No application or administration fees
- Loans may be paid off early, either by monthly overpayments or in full, with no penalty.
- Using finance does not delay your transfer
- Quick online application
- Finance your add-ons too
Finance is only available to UK residents over the age of 18, terms and conditions apply.
Your finance options will depend on the registration mark you choose.
Finance is subject to application, your financial circumstances and borrowing history.
View example finance repayments
Please enter your own figures into this calculator to get repayment examples.
| Monthly Payment | £24.60 |
| Cash Price | £500.00 |
| Cost of Loan | £90.43 |
| Number of Monthly Payments | 24 |
| Total Cost | £590.43 |
Rates, totals and monthly payment amount are indicative and are subject to change
Loans are available from £250.00 to £2,500.00 subject to affordability. Finance is only available to UK residents over 18, subject to terms and conditions.
This finance calculator is for illustration purposes to allow you to identify the loan terms you may like to apply for, rounded down to the nearest pound. These values will not be saved and you can make your final selection of Finance Options in the checkout.
Finance is only available to UK residents over 18, subject to terms and conditions.
Finance is provided by Payment Assist (UK) Limited, a company registered in England and Wales with company number 08752986
Payment Assist Ltd is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register under firm registration number 622544. Company address: Pera Business Park, Nottingham Road, Melton Mowbray, LE13 0PB. Visit them at www.payment-assist.co.uk
Customers are able to contact Payment Assist if they wish to speak about their loans on telephone number 01664 503151 or e-mail admin@payment-assist.co.uk or read answers to their most Frequently Asked Questions here: https://www.payment-assist.co.uk/contact-us
Plates4less/VRM Swansea (Vehicle Registration Marketing) Limited is authorised and regulated by the Financial Conduct Authority FRN 734204.
VRM SWANSEA (VEHICLE REGISTRATION MARKETING) LIMITED t/a Plates4less acts as a credit broker not a lender and is acting as the broker of Payment Assist Ltd.
Our second tier lender offers loans at higher interest rates but welcome applicants who are building their creditworthiness, find it hard to get credit, or have less than perfect credit histories.
View example finance repayments
Please enter your own figures into this calculator to get repayment examples.
| Monthly Payment | £24.60 |
| Cash Price | £500.00 |
| Cost of Loan | £90.43 |
| Number of Monthly Payments | 24 |
| Total Cost | £590.43 |
Rates, totals and monthly payment amount are indicative and are subject to change
Loans are available from £250.00 to £2,500.00 subject to affordability. Finance is only available to UK residents over 18, subject to terms and conditions.
This finance calculator is for illustration purposes to allow you to identify the loan terms you may like to apply for, rounded down to the nearest pound. These values will not be saved and you can make your final selection of Finance Options in the checkout.
Finance is only available to UK residents over 18, subject to terms and conditions.
Social Money Ltd t/a Payl8r is authorised by the FCA under Ref. Number 675283. Credit is subject to credit and affordability assessments. Rep Example: If you borrow £400 over 12 months at a representative annual percentage rate of 16.5%, you will pay: monthly payment: £36, total repayment: £434, total charge for credit: £34.00. Missed payments may affect your credit file, future borrowing and incur fees.
Customers are able to contact Payl8r if they wish to speak about their loans on telephone number 0161 425 6363 or e-mail support@payl8r.com or read answers to their most Frequently Asked Questions here: https://www.payl8r.com/faq/
Plates4less/VRM Swansea (Vehicle Registration Marketing) Limited is authorised and regulated by the Financial Conduct Authority FRN 734204.
VRM SWANSEA (VEHICLE REGISTRATION MARKETING) LIMITED t/a Plates4less acts as a credit broker not a lender and is acting as the broker of Social Money Ltd t/a Payl8r
View example finance repayments
Please enter your own figures into this calculator to get repayment examples.
| Monthly Payment | £24.60 |
| Cash Price | £500.00 |
| Cost of Loan | £90.43 |
| Number of Monthly Payments | 24 |
| Total Cost | £590.43 |
Rates, totals and monthly payment amount are indicative and are subject to change
Loans are available from £250.00 to £10,000.00 subject to affordability. Finance is only available to UK residents over 18, subject to terms and conditions.
This finance calculator is for illustration purposes to allow you to identify the loan terms you may like to apply for, rounded down to the nearest pound. These values will not be saved and you can make your final selection of Finance Options in the checkout.
Finance is only available to UK residents over 18, subject to terms and conditions.
Buyline Ltd is authorised by the FCA under Ref. Number 805162. Credit is subject to credit and affordability assessments. Rep Example: If you borrow £400 over 12 months at a representative annual percentage rate of 17.9%, you will pay: monthly payment: £36.65, total repayment: £439.84, total charge for credit: £39.84. Missed payments may affect your credit file, future borrowing and incur fees.
Customers are able to contact Buyline if they wish to speak about their loans on telephone number (Relay UK 18001) 03330 230 134 or e-mail hello@buyline.co.uk or read answers to their most Frequently Asked Questions here: https://buyline.co.uk/faqs/
Plates4less/VRM Swansea (Vehicle Registration Marketing) Limited is authorised and regulated by the Financial Conduct Authority FRN 734204.
VRM SWANSEA (VEHICLE REGISTRATION MARKETING) LIMITED t/a Plates4less acts as a credit broker not a lender and is acting as the broker of Buyline
Number Plate Finance FAQs
Will I qualify for finance?
Our providers will usually consider you for one of their loans if you meet all the following criteria:
- At least 18 years old
- Regular income from employment, pension or other acceptable income
- UK resident
- UK bank account capable of accepting Direct Debits
- You are not currently bankrupt, subject to an Individual Voluntary Arrangement ("IVA"), or have any Country Court Judgments ("CCJs")
Meeting the criteria doesn't mean you'll automatically be accepted for a loan as they will need to look at your individual circumstances to see whether you will meet their lending conditions including being able to afford the repayments over the life of the loan.
Will applying affect my credit file?
First a soft credit search that will not be visible on your file, will be performed to decide if you are eligible for a loan, and if you are eligible and wish to continue, a full credit search will be undertaken which will be added to your credit file for others to see.
What happens if I miss a payment?
If you are struggling to keep up with your repayments, please contact your chosen provider as soon as possible so they can agree a way forward for you. You can find details of all our providers at https://www.plates4less.co.uk/number-plates-finance/
Please note that failing to make payments can affect your credit rating and make it more difficult for you to obtain credit in future, as well as having serious consequences such as the possibility of legal proceedings.